Personal Loan

RStC Bank offers Personal Loans to Salaried resident individuals in order to meet immediate cash requirements. Flexible and quick loan options.

Product Features
  • Loan amount upto Rs.2 lakhs
  • Convenient loan repayment option of 12 to 60 months
  • Personal loan / Limit
  • Simplified and quick documentation
  • Attractive and floating interest rates
  • Hassle-free loan sanction and disbursal procedure

Elligibility & Loan Criteria
  • Guarantee of two guaranters required
  • Minimum age at loan sanction – 21 years. Maximum age at loan maturity - lower of 55 years.
  • Work Experience of minimum 1 year at current employment and 3 years of total employment experience

List of Documents Required
  • PAN Card – For Individual
  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)
  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Relationship Proof (if required)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Latest 6 months Salary credit bank satements
  • Latest 3 months pay slips and Form 16 issued by the employer

Personal Loan Scheme

* Terms and Conditions apply.
** For more information contact to your nearest branch
***All loans at the sole discretion of RStC Bank

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